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ACCI Conference 2025
ACCI Conference 2025
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Wednesday
, April 16
Bob & Delores Hope (Mezzanine)
10:45am •
C4 Loans, Luck, and Medicaid: The World of Non-Bank Borrowing
10:45am •
C4a Buy Now, Pay Later: Prudent or Predatory?
10:45am •
C4b Health Insurance and High Cost Borrowing: The Effect of Medicaid on Pawn Loans, Payday Loans, and Other Non-Bank Financial Products
10:45am •
C4c The Impact of Sports Gambling Legalization on Payday Lending
2:00pm •
D4 Financial Services and the Financial Experiences of Transgender Americans
2:00pm •
D4a Measuring Financial Access Using Financial Services and Products Indicators: An Exploratory Factor Analysis
2:00pm •
D4b The Financial Experiences of Transgender Americans: Findings From a National Probability Sample
2:00pm •
D4c The Use of Services as a Mediator of the Relationship Bbetween Social Support and Well-Being
3:45pm •
E4 The Financial Education Session
3:45pm •
E4a Applying Text Analysis to Understand High School Personal Finance Course Offerings in the United States
3:45pm •
E4b The Impact of Financial Literacy on Financial Well-Being: State-level Variation Using a Multilevel Regression Analysis
3:45pm •
E4c Impact of U.S. State Mandated Financial Education on Banking Decisions
Lawrence Welk (Mezzanine)
10:45am •
C3 A Little Bit of Everything: Wages, Telehealth, and Life's Purpose
10:45am •
C3a How Competitive Wages Drive Financial Well-Being: The Roles of Job Satisfaction and Employee Morale
10:45am •
C3b Virtual Pediatric Telehealth: Addressing Healthcare Access Barriers
10:45am •
C3c Wealth Differences Among U.S. Older Adults: Is Sense of Purpose in Life a Protective Buffer?
2:00pm •
D3 Eat Up: Food as Medicine, SNAP Work Requirements, and Grocery Choices
2:00pm •
D3a Examining the Brand Choice Preference of Low-Income Population’s Grocery Shopping Behavior
2:00pm •
D3b Food as Medicine in Underserved Areas: Diverse Responses of the Veggie Rx Model
2:00pm •
D3b The Impact of SNAP Work Requirements on Food Spending
3:45pm •
E3 Savings: Childcare Payments and Employment Stability
3:45pm •
E3a An Analysis of Emergency Savings and Employment Stability Using the SCF 2022
3:45pm •
E3b Childcare Payments and the Savings Paradox: Do They Promote Higher Savings?
Riverboat (William Penn Level)
10:45am •
C2 Financial Decisions: Confidence, Information Sources, and Risk
10:45am •
C2a How Consumers Think About Investment Risk
10:45am •
C2b Information Source Selection in Borrowing and Investment: A Multinomial Logit Analysis
10:45am •
C2c The Role of Financial Confidence in Retirement Planning and Financial Satisfaction Among Asian Americans
12:15pm •
Mentor/Mentee Panel Discussion / Lunch
2:00pm •
D2 Investing Decisions: AI, Psychology, and Risk-Taking
2:00pm •
D2a Describing Household Risk-Taking During Times of Financial Crisis
2:00pm •
D2b Enhancing Investment Decision-Making for Financial Consumers Using a Retrieval-Augmented Generation Large Language Model (RAG-LLM)
2:00pm •
D2c The Psychology of Investor Behavior: Stock Market Expectations and Portfolio Decisions During Market Volatility
3:45pm •
E2 Wealth Transfers: Generosity, Legacy, and Demographics
3:45pm •
E2a How Generosity Affects Consumer Well-Being: The Mediating Role of Trust
3:45pm •
E2b Leaving a Legacy: The Role of Charitable Giving in Bequest Expectations
3:45pm •
E2c The Future of Wealth Transfer: How Demographics Shape Inheritance Expectations in America
Sternwheeler (William Penn Level)
8:00am •
P100's Featured Research Session I Posters
8:00am •
Breakfast
8:00am •
P101 A Study of Online Cosmetics Reviews by Japanese Consumers in Their 10s and 20s: Focusing on Structural Topic Modeling (STM)
8:00am •
P102 Ambivalent Roles of Social Media on Young Adults’ Mental Health
8:00am •
P103 Association between Sleep and Consumption of Caffeine and Nicotine
8:00am •
P104 Consumer Credit Score and Financial Well-Being in Mexico
8:00am •
P105 Do Sustainable Attributes Matter in Consumer Review Ratings for Skincare Products?: Focusing on the Moderating Effect of Vegan Status
8:00am •
P106 Evaluating Consumer Education and Cultural Influences on Fruit and Vegetable Consumption: A University Pilot Study
8:00am •
P107 From Knowledge to Practice: Analyzing Consumer Antecedents of Circular Economy Behaviors
8:00am •
P108 Frugal Finance and Wellbeing: Exploring the Nexus in Emerging Markets
8:00am •
P109 Household Expenditure on Education and Psychological Factors: Determinants and Impact Analysis
8:00am •
P110 Household Food Security and the Impact of School Meal Programs on Added-Sugar Intake Among Youths
8:00am •
P111 Predicting Default Risk of Disabled Adults in South Korea Using Machine Learning Techniques
12:15pm •
Grab and Go Lunch
5:15pm •
P202 Buy Now, Pay Later and Alternative Financial Service Usage Among Low-Wage Workers
5:15pm •
P203 Developing the Scale for Popcorn Brain in Managerial Perspective and for Consumer Psychological Protection
5:15pm •
P204 Does Student Loan Repayment Reduce Retirement Savings?
5:15pm •
P205 Dynamic Relationship Between Consumer Confidence And Federal Funds Interest Rates: VECM and TVECM Analyses
5:15pm •
P206 Examining the Gender Gap in Participation in Employer-Sponsored Retirement Plans: Oaxaca Decomposition
5:15pm •
P207 Financial Education Policies and Financial Well-Being: Examining the Impact of State Mandates
5:15pm •
P209 Financial Well-Being and Inclusivity in Digital Finance Apps
5:15pm •
P210 How Overconfidence and Financial Literacy Affect Investment Fraud Vulnerability?
5:15pm •
P211 Impacts of Employment Changes and Stimulus Payments on Consumer Debt Delinquency During COVID-19
5:15pm •
P212 The Impact of the Adverse Market Refinance Fee: Estimating the Interest Rate Elasticity Using Mortgage Refinancing Notches
5:15pm •
P213 The Influence of Information Resources and Psychological Factors on Financial Bandwagon Behavior
5:15pm •
P214 What Influences Young People's Financial Decision-Making and What Can Be Done About It?
5:15pm •
P200's Featured Research Session II Posters
5:15pm •
P201 Analysis of Household Financial Decision-Making in Debt Management: Examining the Influence of Socioeconomic Factors on Debt-Related Choices Over Time
6:15pm •
Reception - Conversation & Libation
TBA
6:30pm •
Past President’s Dinner (invitation only)
6:30pm •
JCA Editors & Associate Editor’s Dinner (invitation only)
Three Rivers (William Penn Level)
10:45am •
C1 Symposium: New to CE (Consumer Expenditure Survey)? So Are We
12:15pm •
JCA AE’s & Editorial Board Meeting / Lunch
2:00pm •
D1 Symposium: Voluntary Standards Enhance Consumer Well-Being: Community Service and Educational Opportunities on Consumer Issues, from Technology to Toy Safety, Standards are Everywhere
3:45pm •
E1 Symposium: Multidimensional Poverty and Wellbeing
William Penn Ballroom (William Penn Level)
9:00am •
General Session 2: Colston E. Warne Lecture
William Penn Corridor (William Penn Level)
7:00am •
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Apr 14
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17, 2025
Monday
, April 14
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, April 15
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, April 16
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, April 17
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530 William Penn Place, Pittsburgh, Pennsylvania 15219, USA
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Bob & Delores Hope (Mezzanine)
Lawrence Welk (Mezzanine)
Riverboat (William Penn Level)
Sky (17th Level)
Sternwheeler (William Penn Level)
TBA
Three Rivers (William Penn Level)
William Penn Ballroom (William Penn Level)
William Penn Corridor (William Penn Level)
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Jennifer Breitenbach
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