ACCI Conference 2025: Grid

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Riverboat (William Penn Level)	TBA

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Board Meeting 8:00am - 5:00pm

Board Dinner 5:30pm - 7:30pm

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Bob & Delores Hope (Mezzanine)	Lawrence Welk (Mezzanine)	Riverboat (William Penn Level)	Sky (17th Level)	Sternwheeler (William Penn Level)	Three Rivers (William Penn Level)	William Penn Ballroom (William Penn Level)	William Penn Corridor (William Penn Level)

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A4 Conference Engagement Survey Session with Dr. Burcher 3:30pm - 5:00pm

B4b The Role of Big Five Personality Traits and Basic Social Justice Orientation in Charitable G... 5:15pm - 6:45pm

B4c Understanding Retirement Behavior through Personality Traits: Evidence From European Data 5:15pm - 6:45pm

B4 The Personality Traits Session 5:15pm - 6:45pm

A3b Spirituality, Religiosity and Their Relative Impacts on Quality of Life 3:30pm - 5:00pm

A3a Cultural Values and Financial Health: A Cross-Country Analysis 3:30pm - 5:00pm

A3c The Role of Personal and Cultural Values on Savings Behavior 3:30pm - 5:00pm

A3 Spirituality and Cultures in Consumer Finances 3:30pm - 5:00pm

B3b Racial/Ethical Disparities in Pandemic-Related Economic Hardships: Can Financial Capability... 5:15pm - 6:45pm

B3 The Racial and Ethnic Disparities Session 5:15pm - 6:45pm

B3a Racial and Ethnic Disparities in Credit Scores and Length of Credit History 5:15pm - 6:45pm

B3c Racial/Ethnic Differences in Household Debt Payment Delinquency Among Renters and Homeowners 5:15pm - 6:45pm

Board Meeting 8:00am - 10:30am

A2c U.S Households Homeowners Insurance Decisions and Their Financial Well Being 3:30pm - 5:00pm

A2a The Making of the Upgrade Money: Home, Turkish Housewives and Digital Secondhand Marketplace... 3:30pm - 5:00pm

A2 Home Economics 3:30pm - 5:00pm

A2b Homeownership and Perceived Financial Satisfaction: Insights From the SHED 3:30pm - 5:00pm

B2b Building Futures: The Impact of Affordable Housing on Student Achievement 5:15pm - 6:45pm

B2c Scarcity in Everyday Life: How ADHD and Student Loan Debt Shape Personal Experiences 5:15pm - 6:45pm

B2 From Homework to Home: Navigating Housing, ADHD, and Debt 5:15pm - 6:45pm

Welcome Reception 7:45pm - 8:45pm

First Timers Welcome 11:00am - 12:00pm

A1 Special Session: Unlocking Funding Opportunities: Navigating Grant Options for Consumer Resea... 3:30pm - 5:00pm

B1 The Financial Literacy Session 5:15pm - 6:45pm

B1a Crunching the Numbers: Do Math Skills Enhance Financial Literacy? 5:15pm - 6:45pm

B1b Financial Literacy, Online Scam and Financial Well-being Among Young People 5:15pm - 6:45pm

B1c The Interplay of Financial Literacy, Economic Environment, and Social Safety Net: Trends in... 5:15pm - 6:45pm

Opening General Session: Welcome and Esther Peterson Lecture 1:00pm - 3:15pm

Registration Check In & Information 8:00am - 7:00pm

Exit

Bob & Delores Hope (Mezzanine)	Lawrence Welk (Mezzanine)	Riverboat (William Penn Level)	Sternwheeler (William Penn Level)	TBA	Three Rivers (William Penn Level)	William Penn Ballroom (William Penn Level)	William Penn Corridor (William Penn Level)

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C4b Health Insurance and High Cost Borrowing: The Effect of Medicaid on Pawn Loans, Payday Loans... 10:45am - 12:15pm

C4a Buy Now, Pay Later: Prudent or Predatory? 10:45am - 12:15pm

C4c The Impact of Sports Gambling Legalization on Payday Lending 10:45am - 12:15pm

C4 Loans, Luck, and Medicaid: The World of Non-Bank Borrowing 10:45am - 12:15pm

D4b The Financial Experiences of Transgender Americans: Findings From a National Probability Sam... 2:00pm - 3:30pm

D4c The Use of Services as a Mediator of the Relationship Bbetween Social Support and Well-Being 2:00pm - 3:30pm

D4 Financial Services and the Financial Experiences of Transgender Americans 2:00pm - 3:30pm

D4a Measuring Financial Access Using Financial Services and Products Indicators: An Exploratory... 2:00pm - 3:30pm

E4a Applying Text Analysis to Understand High School Personal Finance Course Offerings in the Un... 3:45pm - 5:15pm

E4b The Impact of Financial Literacy on Financial Well-Being: State-level Variation Using a Mult... 3:45pm - 5:15pm

E4 The Financial Education Session 3:45pm - 5:15pm

E4c Impact of U.S. State Mandated Financial Education on Banking Decisions 3:45pm - 5:15pm

C3c Wealth Differences Among U.S. Older Adults: Is Sense of Purpose in Life a Protective Buffer? 10:45am - 12:15pm

C3a How Competitive Wages Drive Financial Well-Being: The Roles of Job Satisfaction and Employee... 10:45am - 12:15pm

C3 A Little Bit of Everything: Wages, Telehealth, and Life's Purpose 10:45am - 12:15pm

C3b Virtual Pediatric Telehealth: Addressing Healthcare Access Barriers 10:45am - 12:15pm

D3b Food as Medicine in Underserved Areas: Diverse Responses of the Veggie Rx Model 2:00pm - 3:30pm

D3b The Impact of SNAP Work Requirements on Food Spending 2:00pm - 3:30pm

D3a Examining the Brand Choice Preference of Low-Income Population’s Grocery Shopping Behavior 2:00pm - 3:30pm

D3 Eat Up: Food as Medicine, SNAP Work Requirements, and Grocery Choices 2:00pm - 3:30pm

E3b Childcare Payments and the Savings Paradox: Do They Promote Higher Savings? 3:45pm - 5:15pm

E3a An Analysis of Emergency Savings and Employment Stability Using the SCF 2022 3:45pm - 5:15pm

E3 Savings: Childcare Payments and Employment Stability 3:45pm - 5:15pm

C2 Financial Decisions: Confidence, Information Sources, and Risk 10:45am - 12:15pm

C2c The Role of Financial Confidence in Retirement Planning and Financial Satisfaction Among Asi... 10:45am - 12:15pm

C2a How Consumers Think About Investment Risk 10:45am - 12:15pm

C2b Information Source Selection in Borrowing and Investment: A Multinomial Logit Analysis 10:45am - 12:15pm

Mentor/Mentee Panel Discussion / Lunch 12:15pm - 1:45pm

D2 Investing Decisions: AI, Psychology, and Risk-Taking 2:00pm - 3:30pm

D2b Enhancing Investment Decision-Making for Financial Consumers Using a Retrieval-Augmented Gen... 2:00pm - 3:30pm

D2c The Psychology of Investor Behavior: Stock Market Expectations and Portfolio Decisions Durin... 2:00pm - 3:30pm

D2a Describing Household Risk-Taking During Times of Financial Crisis 2:00pm - 3:30pm

E2 Wealth Transfers: Generosity, Legacy, and Demographics 3:45pm - 5:15pm

E2c The Future of Wealth Transfer: How Demographics Shape Inheritance Expectations in America 3:45pm - 5:15pm

E2a How Generosity Affects Consumer Well-Being: The Mediating Role of Trust 3:45pm - 5:15pm

E2b Leaving a Legacy: The Role of Charitable Giving in Bequest Expectations 3:45pm - 5:15pm

P109 Household Expenditure on Education and Psycholog... 8:00am - 8:50am

P103 Association between Sleep and Consumption of Caf... 8:00am - 8:50am

P108 Frugal Finance and Wellbeing: Exploring the Nexu... 8:00am - 8:50am

Breakfast 8:00am - 8:50am

P101 A Study of Online Cosmetics Reviews by Japanese... 8:00am - 8:50am

P111 Predicting Default Risk of Disabled Adults in So... 8:00am - 8:50am

P100's Featured Research Session I Posters 8:00am - 8:50am

P104 Consumer Credit Score and Financial Well-Being i... 8:00am - 8:50am

P102 Ambivalent Roles of Social Media on Young Adults... 8:00am - 8:50am

P110 Household Food Security and the Impact of School... 8:00am - 8:50am

P106 Evaluating Consumer Education and Cultural Influ... 8:00am - 8:50am

P105 Do Sustainable Attributes Matter in Consumer Rev... 8:00am - 8:50am

P107 From Knowledge to Practice: Analyzing Consumer A... 8:00am - 8:50am

Grab and Go Lunch 12:15pm - 1:45pm

P200's Featured Research Session II Posters 5:15pm - 6:15pm

P201 Analysis of Household Financial Decision-Making in Debt Man... 5:15pm - 6:15pm

P206 Examining the Gender Gap in Participation in Employer-Spons... 5:15pm - 6:15pm

P204 Does Student Loan Repayment Reduce Retirement Savings? 5:15pm - 6:15pm

P212 The Impact of the Adverse Market Refinance Fee: Estimating... 5:15pm - 6:15pm

P207 Financial Education Policies and Financial Well-Being: Exam... 5:15pm - 6:15pm

P202 Buy Now, Pay Later and Alternative Financial Service Usage... 5:15pm - 6:15pm

P210 How Overconfidence and Financial Literacy Affect Investment... 5:15pm - 6:15pm

P213 The Influence of Information Resources and Psychological Fa... 5:15pm - 6:15pm

P211 Impacts of Employment Changes and Stimulus Payments on Cons... 5:15pm - 6:15pm

P205 Dynamic Relationship Between Consumer Confidence And Federa... 5:15pm - 6:15pm

P209 Financial Well-Being and Inclusivity in Digital Finance App... 5:15pm - 6:15pm

P203 Developing the Scale for Popcorn Brain in Managerial Perspe... 5:15pm - 6:15pm

P214 What Influences Young People's Financial Decision-Making an... 5:15pm - 6:15pm

Reception - Conver...

Past President’s Dinner (invitation only) 6:30pm - 7:45pm

JCA Editors & Associate Editor’s Dinner (invitation only) 6:30pm - 7:45pm

C1 Symposium: New to CE (Consumer Expenditure Survey)? So Are We 10:45am - 12:15pm

JCA AE’s & Editorial Board Meeting / Lunch 12:15pm - 1:45pm

D1 Symposium: Voluntary Standards Enhance Consumer Well-Being: Community Service and Educational... 2:00pm - 3:30pm

E1 Symposium: Multidimensional Poverty and Wellbeing 3:45pm - 5:15pm

General Session 2: Colston E. Warne Lecture 9:00am - 10:30am

Registration Check In & Information 7:00am - 5:00pm

Exit

Bob & Delores Hope (Mezzanine)	Lawrence Welk (Mezzanine)	Riverboat (William Penn Level)	Three Rivers (William Penn Level)	William Penn Ballroom (William Penn Level)	William Penn Corridor (William Penn Level)

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F4b Harvesting the Fruits of their Labor: Understanding the Role of Mixed Immigration Status in... 8:00am - 9:30am

F4 Immigrant Financial Health: Vulnerability, Fraud, and Engagement 8:00am - 9:30am

F4a Immigrant Status and the Severity of Financial Vulnerability in Households With Older Adults 8:00am - 9:30am

F4c Immigrants’ Financial Fraud Experience in the U.S. 8:00am - 9:30am

F4d Immigration and Financial Engagement 8:00am - 9:30am

G4 Financial Resilience and Independence 9:45am - 11:15am

G4c Rebounding from Adversity: Financial Resilience as a Foundation for Mental Health and Well-b... 9:45am - 11:15am

G4a Achieving Financial Independence: The Interplay of Social Security Disability Insurance, the... 9:45am - 11:15am

G4b Financial Resilience Alleviates Financial Anxiety in Global Contexts: Hierarchical Linear Mo... 9:45am - 11:15am

H4a Likes, Shares, and Financial Fears: Exploring the Link Between Social Media Use and Financia... 1:00pm - 2:30pm

H4 The Financial Impact of Social Media: Anxiety and Market Expectations 1:00pm - 2:30pm

H4c The Social Media Effect: Social Media Usage, Investment Knowledge, and Market Outperformance... 1:00pm - 2:30pm

F3a Bridging Gaps in Financial Wellbeing: The Role of Fintech for Americans With Disabilities 8:00am - 9:30am

F3b Fintech Use, Financial Confidence, and Financial Health Among Young Adult Consumers 8:00am - 9:30am

F3d Technology Readiness, Adoption of Digital Financial Services, and Impact on Financial Well-b... 8:00am - 9:30am

F3c IT-Mindfulness and Fintech Adoption: Exploring Mediators and Moderators of Usage Intentions 8:00am - 9:30am

F3 Fintech 8:00am - 9:30am

G3 Financial Behavior, Well-Being, and Discrimination 9:45am - 11:15am

G3c The Future is Now – The Longitudinal Perspective on Financial Behavior and Moderating Effect... 9:45am - 11:15am

G3b Racial/Ethnic Gaps in Financial Discrimination 9:45am - 11:15am

G3a Personal Finance and Subjective Well-Being – A Multi-Dimensional Analysis 9:45am - 11:15am

H3b The Triad of Finance: Understanding Financial Knowledge, Advice-Seeking, and Financial Plann... 1:00pm - 2:30pm

H3a Health Disparities in Financial Toxicity & Well-Being among Cancer Survivors: Perspectives F... 1:00pm - 2:30pm

H3c The Value of Personalized Longevity 1:00pm - 2:30pm

H3 Personalized Longevity, Planning Horizons, and Cancer Survivors 1:00pm - 2:30pm

F2a Financial Helicopter Parenting and College Student Financial Well-Being 8:00am - 9:30am

F2d The Roles of Financial Socialization and Financial Capability Across Generations' Financial... 8:00am - 9:30am

F2b Financially Supporting Children and Parents’ Retirement Planning 8:00am - 9:30am

F2 Parental Influence on Financial Well-Being 8:00am - 9:30am

G2 Health and Happiness Now 9:45am - 11:15am

G2b Living the Moment – Financial Behavior After a Major Health Event 9:45am - 11:15am

G2a Happiness Unlocked: Exploring the Interplay of Wealth, Health, Love, Career, and Social Ties 9:45am - 11:15am

G2c Unsecured Debt and Psychological Well-Being Among Older Americans: The Role of Health Litera... 9:45am - 11:15am

H2b Bridging the Gap: Evaluating Equity and Resilience in FSA Loans for Socially Disadvantaged F... 1:00pm - 2:30pm

H2a Dealing With the Aftermath: Understanding Political Sympathy’s Association With Financial Pe... 1:00pm - 2:30pm

H2 Political Sympathy, FSA Loans, and Consumer Interactions 1:00pm - 2:30pm

F1 Chronic Illness and Economic Security: A Multidimensional Analysis of Disparities 8:00am - 9:30am

F1c The Unequal Burden of Health on Household Wealth: Gender Differences in Chronic Illness Effe... 8:00am - 9:30am

F1a Differences in Older Adults’ Economic Security When Experiencing Chronic Health Conditions:... 8:00am - 9:30am

F1b The Role of Individual and Regional Factors in Health Satisfaction 8:00am - 9:30am

G1b Vulnerable Families and the Effect of Early Economic Hardship on Obtaining Child Support 9:45am - 11:15am

G1a The Association Between Relative Non-Labor Income and Retirement Satisfaction 9:45am - 11:15am

G1 The impact of economic factors on family support and retirement satisfaction 9:45am - 11:15am

H1b Mindful Consumption for Economic and Environmental Resilience: Segmenting Consumers to Promo... 1:00pm - 2:30pm

H1c Sustainable Consumer Behavior: Identifying Behavior Change Stages in Recycling 1:00pm - 2:30pm

H1 Consumption and Recycling 1:00pm - 2:30pm

H1a Exploring the Role of Social Motives in the Enjoyment of Consumption 1:00pm - 2:30pm

General Session 3 Luncheon & Business Meeting 11:15am - 1:00pm

Closing General Session: Editor Panel & Door Prizes! 2:40pm - 4:15pm

Registration Check In & Information 7:00am - 11:15am