This study investigates how different indicators of FWB changed between 2017 and 2022 for individuals with varying levels of financial literacy across different income groups in the United States. By analyzing these trends, this study aims to provide insights into the interactive role of financial literacy, economic conditions, and social safety net generosity in shaping FWB. The findings of this study have implications for advancing the theoretical understanding of FWB and for informing financial advising practices and public policy initiatives aimed at enhancing financial stability and resilience among vulnerable populations.
